【全國互聯(lián)網(wǎng)金融創(chuàng)新中心】
National Internet-Based Financial
Innovative Centre
代表企業(yè):網(wǎng)商銀行、恒生電子、螞蟻金服
Representative enterprises:
Mybank, Hundsun Technologies Inc. and Ant Financial
⊙ 2015 年 6 月 25 日,網(wǎng)商銀行在杭州開業(yè)。作為首批民營銀行
的試點,它是第二個開業(yè)的網(wǎng)絡(luò)銀行。沒有實體網(wǎng)點,僅以信息
技術(shù)和互聯(lián)網(wǎng)技術(shù)為依托,一切業(yè)務(wù)都在互聯(lián)網(wǎng)上開展,一方面
降低了銀行經(jīng)營成本,另一方面也降低了融資成本,從而為小微
企業(yè)的融資帶來了更多可能。作為互聯(lián)網(wǎng)金融高地,杭州見證了
許多互聯(lián)網(wǎng)金融企業(yè)在這里騰飛。杭州互聯(lián)網(wǎng)金融創(chuàng)業(yè)氣氛濃厚,
總體水平居全國前列。2015 年初,全國首個互聯(lián)網(wǎng)金融大廈在杭
州落成,如果以這一坐標為中心畫個同心圓,挖財、愛學(xué)貸、同
盾科技、螞蟻金服、銅板街、51 信用卡、盈盈理財、恒生電子、
數(shù)米基金網(wǎng)、米牛、贏在投資等互聯(lián)網(wǎng)金融企業(yè)都在這個同心圓內(nèi),
一個全新的互聯(lián)網(wǎng)金融生態(tài)圈正在杭州形成。
⊙其中,“代表選手”恒生電子等堪稱國內(nèi) A 股市場的風云人
物。20 多年前,在杭州成立的恒生電子還是一家 8 人小公司,到
2000 年,恒生電子營收過億元,連續(xù)多年入圍全球金融軟件公司
百強,是國內(nèi)唯一能夠提供相關(guān)領(lǐng)域全面解決方案的“全牌照”IT
服務(wù)公司。
Mybank was in the first batch of pilot private banks allowed to operate in the
province and was the second bank to come online. It opened for business
in Hangzhou on July 25th, 2015. It is based on the Internet's information
technology networks, as opposed to typical physical networks all transactions
are done online. This cuts down on both banking and financing costs making
the financing of small and micro businesses all that much more possible.
As the Internet financing center Hangzhou has witnessed the takeoff of
financial Internet companies. All are hosted within its secure financial Internet
platforms,with many global ratings placing them as the best within China.
In early 2015, the first Internet financial tower in China was completed in
Hangzhou and radiating from it are the Internet financial enterprises, such
as Digging Gold, Loving to Learn Loan, Tongdun Technology, Ant Financial,
Copper Street, 51 Credit Card, Ying Ying Finance, Hundsun Technologies
Inc., Fund 123, Miniu and Assure Investment Consultation Co. Ltd., They all
constitute to Hangzhou's new Internet-supported financial environment.
Among the aforementioned enterprises, Hundsun Technologies Inc. plays a
very important role in the domestic \"A\" share market. A small company of 8
people set up in Hangzhou 20 years ago, it had an operating income of over
100 million RMB in 2000 and it is the only domestic \"full licensed\" IT service
capable of providing total solutions to problems in any industry. It has been
ranked amongst the top 100 global financial software companies for the last
several years.
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